I’m already on Medicare Part A
Q. I turn 60 in February. I have been disabled for the last 10 years and am on Medicare Part A. I didn’t have to accept a penalty for not signing up for Part B because my wife works and I use her...
View ArticleTricare and Medicare Parts A and B
Q. I retired from the Army and currently use Tricare Standard as my primary medical insurance. My wife will turn 65 soon and is retired and drawing Social Security. When she contacted the Social...
View ArticleIf we marry and my husband dies, will I be eligible?
Q. My fiance is 84, a retired Navy man, and he’s just been diagnosed with pancreatic cancer. He would like me to marry him so I can be covered by Tricare after his death. My question is, if he dies —...
View ArticleWhen one spouse gets TFL before the other
Q. My wife is three years older than me. As long as we are still on Tricare Prime, this poses no problems. However, she will reach 65 and become eligible for Medicare before I will. What steps will we...
View ArticleMixed messages on Medicare rules
Q. I got Tricare when I turned 60, and now I’m signing up for Medicare and Tricare for Life. Medicare told me that because I’m still working and have health insurance from my job, I don’t have to sign...
View ArticleSocial Security says retirement is at 66; Tricare says 65. Which is it?
Q. According to Social Security, if you were born between 1943 and 1955, full retirement age is 66. But doesn’t Tricare say that by time we reach age 65 we have to go to Tricare for Life and have...
View ArticleCovered by Standard and federal plan – what happens when I turn 65?
Q. This September I will be 65 years old and eligible for Medicare. I am retired from the Navy, and have Tricare Standard for myself and my family. I am also retired from federal service, and I am...
View ArticleCan disabled adult daughter get TFL?
Q. I am retired from the Air Force and would like to get my 37-year-old daughter on Tricare for Life. She was diagnosed with fibromialgia about 10 years ago and had to go on full disability two years...
View ArticleTransitioning to TFL while undergoing physical therapy
Q. I am currently receiving physical therapy for two separate injuries, with the possibility of shoulder surgery if the PT does not work. I am currently under Tricare Prime and will transition to...
View ArticleWhat happens when I get Medicare before age 65?
Q. I have a question about Medicare and Tricare, but all the info I find is for people over 65 and I am only 49. My husband is retired military and we have both been on Tricare Prime. About two years...
View ArticleIn Tricare for Life, why do I also need Medicare Part A?
Q. When I get Medicare, I know I’m required to enroll in Medicare Part B. But I know Medicare starts with Part A, which is free. What am I supposed to do with Part A? Why do I have it? The program...
View ArticleHow do I know if I’m eligible for TFL?
Q. I have had a job with good health insurance for almost 30 years. I’ll lose my employer’s insurance if I retire next year at age 65. How do I enroll in Tricare for Life based on my wartime military...
View ArticleHow will employer’s plan, TFL work for wife?
Q. I am a retired sailor and a federal employee. We have my employer’s health insurance, with Tricare as second payer. My wife is two years older than I am and will be eligible for Medicare this year....
View ArticleWill I still be covered after husband’s death?
Q. My husband retired from the Navy in 1994. He is now 76 years old and uses Tricare as secondary coverage for Medicare. I am still working at age 55. We have been married since 1989. Will I remain...
View ArticleWhat will happen to my coverage after husband dies?
Q. My husband retired from the Navy in 1992. He is now 80 years old and uses Tricare as secondary coverage for Medicare. I am still working at age 51. We have been married since 1988. Will I remain...
View ArticleHow do I keep coverage for younger husband when I get TFL?
Q. I’m a retired reservist and retired federal employee with employees’ health insurance. I have a civilian husband who is three years younger, but no children. I’ll be 65 in August and get Medicare...
View ArticleWith TFL, do we really need a supplemental?
My spouse and I are both retired military, on Social Security, and we have Medicare Part B and Tricare for Life. For several years we have had a supplemental policy from United Health. But if we have...
View ArticleWhy can’t wife get TFL when I do?
Q. My wife has Tricare as a direct result of my wartime military service. Her eligibility is carried in DEERS under my Social Security number, not hers. By the same token, therefore, when I get...
View ArticleI know I need Medicare parts A and B; what about Part D?
Q. Must I also enroll in Medicare Part D (prescription coverage) in order to have Tricare prescription coverage? Or, would Tricare cover my prescription needs without the need to enroll, and pay for,...
View ArticleAll you need to know to transfer to Tricare for Life
Q. What do I need to do to transfer from Tricare to Tricare for Life? Becoming enrolled in Tricare for Life, is an automatic process that comes about as a result of your becoming entitled to Medicare...
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